Summary: After a hit-and-run accident, you are generally responsible for your medical bills as they are incurred. If the at-fault driver is identified, they or their insurance company may ultimately compensate you for your medical expenses and other damages. Depending on your insurance coverage, MedPay or uninsured motorist (UM) coverage may also help cover your […]
Summary: Being hit by an uninsured driver is more common than many realize, but you still have options for recovery. This post explains how uninsured motorist claims work, what steps to take after a crash, and when additional sources of compensation may apply. Most states require motorists to carry insurance to cover injuries and damages […]
Understanding the Situation Getting into a car accident is stressful enough, but discovering that the other driver doesn’t have insurance can make things even more complicated. Unfortunately, this scenario is more common than many people realize. As experienced uninsured driver accident attorneys, our team at Meyerkord, Russell & Hergott has helped countless clients navigate the […]
Most personal injury claims involve some kind of insurance dispute. Some of those claims are directly against the insurance company itself. These are called first party claims. As a Kansas City personal injury lawyer with over 20 years of experience, I handle a lot of first-party insurance disputes. Here are the most common I’ve seen […]
What Is Underinsured Motorist (UIM) Coverage? Underinsured motorist (“UIM”) coverage is a special type of car insurance that can provide additional money compensation for injuries and damages from a car crash when the at-fault driver does not have enough insurance. Claims for UIM coverage are against your own insurance company. As Kansas City car accident […]
Getting hit by an uninsured driver is, unfortunately, quite common. According to the Insurance Information Institute, 16% of Missouri drivers are uninsured. That means about one in six Missouri drivers don’t have insurance. In my experience, those who neglect to get car insurance usually also drive negligently. Not surprisingly, in my 20 years as a […]
As a personal injury lawyer handling car crash cases in Missouri and Kansas for over 16 years, I get a lot of common questions from potential crash clients. The most common is whether she or he should even hire a lawyer in the first place or try and handle it on their own. Crash cases can be handled without […]
NPR published a story recently about the most dangerous intersections in Kansas City. The article mentions several intersections throughout Kansas City and notes the high number of the pedestrian, bike, and car crashes that happen at each intersection. As a personal injury lawyer in Kansas City handling crash cases for over 15 years, I thought I’d […]
Many people don’t realize that when you get hurt in a car crash, your recovery may not be limited to the negligent driver’s insurance coverage. Generally speaking, the insurance company of the driver responsible for a crash must pay you for your damages up to the negligent driver’s policy limits. But, your own insurance coverage […]
Underinsured Motorist insurance (UIM) pays for injuries, such as medical expenses, that result from an auto accident caused by a driver who has too little insurance to cover all of the injuries. The concept is straightforward. If you suffer $400,000 worth of injuries in a car accident, but the person who hit you only has $100,000 worth […]
Purchasing insurance for your vehicle can get complicated very quickly. In Missouri, you have various options. You can choose state minimum liability coverage providing $25,000.00 per person/$50,000.00 per occurrence. You can buy liability insurance with limits as high as or higher than $1,000.000.00. You can add medical payments coverage – a type of no fault […]
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