Getting hit by an uninsured driver is, unfortunately, quite common. According to the Insurance Information Institute, 16% of Missouri drivers are uninsured. That means about one in six Missouri drivers don’t have insurance. In my experience, those who neglect to get car insurance usually also drive negligently. Not surprisingly, in my 20 years as a lawyer, I’ve handled hundreds of uninsured motorist claims. These claims can be challenging even for lawyers. Here’s why I think you should get a Kansas City car accident lawyer when you’re hit by an uninsured driver.
Insurance Companies Work Against You
Their objective is to pay you nothing or as little as possible. Even though you’ve paid them your premium diligently, they will try everything they can to minimize your money compensation. It’s how they make money. They get money when you pay your premiums, but lose money if they have to pay your claims. They are a for-profit business. You do the math.
Understanding Insurance Policy Language and Its Impact on Your Claim
Whether you get money compensation may come down to grey areas in the wording of your insurance policy. Because insurance companies will try to pay you as little money as possible, they will use your policy language against you. A good lawyer will know the law on policy grey areas. A good lawyer will also know other strategies to maximize your recovery.
How a Lawyer Can Maximize Your Compensation After a Crash
A lawyer’s job is to get you as much money compensation as possible for your injuries. Our fee agreement is on a contingency fee basis, meaning this: our fee is a percentage of the money we recovery for you at the end of the case. We are financially incentivized to get you as much money as we can. If you don’t get paid, we don’t get paid. A good car crash lawyer will increase the amount of money you get in your claim.
If you’ve been in a crash caused by an uninsured driver and have questions about getting money compensation, please contact my firm. I’m a car accident attorney in Kansas City MO; we’ve been handling these types of cases for decades and can answer any questions you have.
More Resources
We Are Lawyers for Uninsured Drivers Accidents
When You Need a Kansas City Car Accident Attorney